NHS mortgage

Mortgages for NHS staff 

NHS mortgages are the same as a standard mortgage. We would look at the most competitive mortgage for you from our lenders. With access to over 100 lenders, we can ensure that we find the best option for your mortgage as a NHS worker.

What is different about a NHS mortgage?

As above a NHS mortgage is the same as a standard mortgage. You will be able to look at the most competitive mortgage for your requirements. Most lenders will be able to use the different areas on your payslips and we can look at fixed term contracts as well as Junior doctor contracts.

Why use Willow Brook Mortgages for a NHS mortgage?

We have advisors that previously looked after the BMA mortgages contract so we are very experienced in assisting NHS staff to get a mortgage. Having worked with the BMA previously, we are aware of the different areas on your payslips and the unusual contracts that can be in place. Junior doctors looking at getting a mortgage are often on contracts and rotate between different trusts. We have experience with placing NHS staff mortgages so we can ensure that we present your information correctly to the correct lender for you.

Do you get a discount for a NHS mortgage?

Lenders occasionally offer lower interest rates for NHS mortgages or professional mortgages. Our advisors will look at the most competitive mortgage for you.

To support our NHS key workers and say Thank yo; we are offering £25 cashback when your mortgage completes for all NHS mortgages.

Can I apply for the NHS Key Worker Mortgage Scheme?

The NHS key worker mortgage scheme was discontinued in 2021 so this is no longer available. There are other schemes in place to help people on the property ladder and for low cost homes.