Start your buy to let remortgage today
- Whole of Market
- Compare your current lender and new lender options
- Apply online or book a telephone call
The best buy to let remortgage deal could save you £15,775 per year
We keep your remortgage quick, stress free and find you the best interest rate
We compare 1000’s of products from across the market to find you the best buy to let remortgage.
HSBC
Natwest
Digital
Paragon
Aldermore
Principality
Kensington
Virgin
TSB
Coutts
Santander
Barclays
Accord Mortgages
Nationwide building society
Post office and BOI
Leeds building society
Coventry Building Society
BOI
Skipton
Precise
Godiva mortgages
The mortgage works
Accord buy to let
Kent reliance
Newcastle
What is a buy-to-let mortgage?
A buy-to-let (BTL) mortgage is designed specifically for those investing in property to rent out, rather than for those looking to live in it themselves. Buy-to-let mortgages differ from standard residential mortgages, with lenders typically requiring a BTL mortgage when you’re purchasing a rental property.
At Willow Brook Mortgages, we simplify the process of finding the right buy-to-let mortgage. Our experts compare a range of mortgage deals and lenders from across the market, so you can secure the best buy-to-let remortgage rate tailored to your investment goals. Let us help you make the most of your property investment with competitive rates and professional guidance.
Why use a mortgage broker when looking for the best mortgage deal?
With access to 1000’s of products, over 100 lenders and exclusive product to save you time and money.
We offer a personalised service with experienced advisors and a wealth of knowledge.
You won’t be passed around a call centre with long hold and appointment times.
Call us today to see why our clients rate us so highly
Looking to remortgage a ltd company BTL or HMO?
Our mortgage experts have a wealth of experience in the buy to let market. They understand more complex buy to lets and will place you with the right lender for your needs. We understand lenders criteria and affordability to save you time and money.
How can I get the best deals on a buy-to-let mortgage?
Speak to a mortgage broker
Willow Brook Mortgages have access to your current lender as well as over 100 new lenders. We will look at the best overall product for you. You could save 1000s moving from your current lender and we will do all of the hard work for you
Maintain a good credit score
Your credit score can have a big impact on your mortgage rate so it’s important to keep on top of your payments. Keep payments up to date, don’t take too much on credit and keep your name and address consistent between lenders
Look at the best overall deal
We will look at the fees involved with a lender as well as the interest rate they are offering to ensure the deal is the best overall option for you. The Best buy to let remortgage deal will need to have the solicitors and exit fees factored in as well. We will do all of this for you
Can I remortgage my buy to let portfolio?
When you start to establish more buy to let properties, it can feel like you are constantly remortgaging. We keep everything on file for you to update simply for the next application without lengthy processes. You will keep the same advisor so you establish a relationship and they understand your requirements. We also benefit from having lenders that can look at lending on a whole portfolio buy to let mortgage.
How could a whole portfolio buy to let mortgage benefit me?
Consolidate all of your mortgages into 1 mortgage
Once you have a couple of properties you can start to lose track of lenders, interest rates and payments. If you own 4 or more properties or a multi unit block, you can look at 1 mortgage across all of the properties.
Release equity from your portfolio
If you want to release equity from your portfolio on a whole portfolio lend, it is based on the total property value of your portfolio and the total debt. You can release the equity all in one go rather than having to submit multiple applications if you have a bit of equity in lots of properties
Benefit from lower fees and interest rates
When you have multiple mortgages in place, you will be paying legal fees, valuation fees and application fees to lenders on every remortgage. With a whole buy to let portfolio mortgage, you can look at lenders who charge based on 1 mortgage being taken.
Save time on remortgaging
Instead of having mortgages coming up for renewal at different times, you can finance everything on to 1 mortgage. It all comes up for renewal at once with 1 simple process and 1 set of documents.
NOT ALL BUY TO LET MORTGAGES ARE REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.
“YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE” THERE MAY BE A FEE FOR ARRANGING A MORTGAGE AND THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES. THIS WILL TYPICALLY BE £299.
Yes, you can remortgage a buy-to-let property to access better interest rates, release equity, or move to a lender with more favourable terms. At Willow Brook Mortgages, we specialise in helping you find the best buy-to-let remortgage options for your rental property investments.
Buy-to-let mortgage interest rates vary based on the lender, deposit amount, and mortgage type. Our team at Willow Brook Mortgages can provide the latest buy-to-let mortgage rates and personalized quotes to match your investment strategy.
Yes, many lenders allow you to borrow additional funds on a buy-to-let mortgage, depending on your property’s equity and rental income. Willow Brook Mortgages can help you explore buy-to-let remortgage options that support your investment plans.
Yes, you can release equity through a buy-to-let remortgage. This can give you cash for additional investments, property renovations, or personal financial needs. Let Willow Brook Mortgages guide you through the buy-to-let remortgage process to maximize your property’s value.
Most buy-to-let mortgage lenders require at least 25% equity, though this varies. The more equity you have, the better the buy-to-let mortgage rates you may secure. Willow Brook Mortgages can assess your eligibility for a buy-to-let mortgage or remortgage based on your equity.
Yes, you may borrow more on your buy-to-let mortgage if you meet lender requirements. Whether it’s for property improvements or expanding your investment portfolio, Willow Brook Mortgages can help you find buy-to-let remortgage options that suit your goals.
Yes, you can switch a buy-to-let mortgage to a residential mortgage if you plan to live in the property. You’ll need to meet new lender criteria and might need approval from your current lender. Contact Willow Brook Mortgages to help you make the transition from buy-to-let to residential.
Most buy-to-let mortgage lenders require a minimum deposit of 25%, though this may vary. At Willow Brook Mortgages, we help you understand your deposit requirements and match you with the right buy-to-let mortgage lenders.
Generally, buy-to-let mortgages have higher interest rates and fees compared to standard residential mortgages due to the increased risk for lenders. Willow Brook Mortgages can help you find competitive buy-to-let mortgage rates to maximize your rental income potential.
Yes, if you have sufficient equity, you can borrow against your buy-to-let property to fund renovations, other property purchases, or investments. Our buy-to-let remortgage options at Willow Brook Mortgages are tailored to support your financial goals.
Despite changing market conditions, buy-to-let properties can still be profitable in 2024, especially in high-demand rental areas. Willow Brook Mortgages can guide you on buy-to-let mortgage rates, remortgage options, and investment strategies to help you make the most of your property investments.
Yes, buy-to-let property purchases generally incur higher stamp duty rates. For the latest buy-to-let mortgage information and advice, Willow Brook Mortgages can help you understand all associated costs, including stamp duty.
Your buy-to-let mortgage amount depends on factors like deposit size, rental income, and lender criteria. Typically, rental income needs to cover 125% to 145% of mortgage payments. At Willow Brook Mortgages, we’ll help you assess your borrowing capacity for a buy-to-let mortgage or remortgage.
Yes, you can choose a repayment or interest-only option for a buy-to-let mortgage. Many investors prefer interest-only for cash flow, but repayment options are also available. Willow Brook Mortgages can help you decide on the best buy-to-let mortgage type for your needs.
To remortgage a buy-to-let property, consult with our team at Willow Brook Mortgages. We’ll help you explore buy-to-let remortgage options, compare rates, and switch lenders to achieve the best financial outcome for your property investment.
Yes, with a buy-to-let remortgage, you can release equity from your property for additional investments, renovations, or other needs. Willow Brook Mortgages can walk you through the process of equity release on buy-to-let properties.
A buy-to-let remortgage lets you move your existing mortgage to a new lender or deal. This could help you get better rates, release equity, or extend loan terms. Willow Brook Mortgages specializes in buy-to-let remortgage solutions to help you optimize your property investments.
Last updated 27/07/2026
