arrowdown

Willow Brook Mortgages are a family run, award winning mortgage broker in Bath.

We offer mortgage advice across the whole of the UK.

Get in touch today

I want to purchase a property

Looking for a first time buyer mortgage, moving house or buying a buy to let property? Click here to get things underway with an award winning mortgage broker.

Apply here

I am looking to Remortgage

If your mortgage deal is ending within the next 6 months, or you just want to review your current mortgage deal. Let us find you the best remortgage deal today.

Apply here

Life Insurance & Illness Cover

Protecting your family and your most valuable asset can be easy with the right advice, speak to an advisor now to discuss what’s right for your needs and let us do the hard work.

Read more

Mortgage Calculator & Tools

Below are helpful calculators for your mortgage journey. Click below for how much you can borrow, Stamp duty calculator and your monthly mortgage payment.

Click here

About Us

With over 30 years combined experience we are here to save you time, stress and more importantly money on all your mortgage needs.

Additionally we offer personalised advice from start to finish while taking out the complex jargon along the way.

Contact us today to book an appointment.

Read more

We are a whole of market Award Winning mortgage broker with access to 100+ lenders, these are some of the lenders we work with

What our customers say

Willow Brook Mortgages
5.0
Based on 169 reviews
powered by Google
Helen BHelen B
13:48 03 Sep 23
Willow Brook was recommended to me by a mutual friend. They were unnecessarily slow, put incorrect information on my initial application (causing it to be declined once) and then submitted incorrect figures on my final application, leaving me in a difficult financial position that I am unable to deal with right now.I used Willow Brook Mortgages as my broker for my first house purchase, applying back in May. The process was very slow on their side (my application was being handled by Ollie and he paused it to go on a stag do, to a wedding, to pick up someone else's work, would email me to request info late in the day and then go on leave, etc) so it dragged on much longer than it needed to. I was very clear that I could only afford a 5% deposit (205k purchase). Ollie misled me as to how the £999 mortgage arrangement fee would be applied which caused me a lot of stress and problems later on. Then it turned out that Ollie had included two loans on the application that I had already paid off, causing the mortgage to eventually be declined. It was only after we proved that the loans were gone (they were no longer on my credit file) that the mortgage was then approved. At that point, my surveyor raised concerns about the property so I renegotiated the deal with the vendor so the purchase price dropped to £187,500. I immediately went back to Ollie so that we could update the application. I was still paying a 5% deposit and would be applying the fees to the mortgage. Ollie went through the application on the phone with me and I completely trusted what he was telling me (why wouldn't I?). I therefore did not check the numbers he was quoting at me. The updated mortgage offer was not sent to me and instead went straight to my solicitor. I paid them the deposit and we completed on July 21st. On August 25th, my solicitor emailed me to advise the funds received from the mortgage lender were short £1,034. This is the £999 arrangement fee plus the £35 funds transfer fee. I immediately spoke to Skye at Willow Brook (Ollie has since left the company) and she agreed with my guess that Ollie had not correctly applied the funds. Skye and subsequently Charles acknowledged that the funds were short but it was my solicitor's place to check this. Charles also then listened to my call with Ollie where we sorted the final mortgage and quoted the figures he advised. Upon working out the maths, these figures had no link at all with what I had asked for. Charles sent me a rather condescending email saying that as I work in Compliance, I should know to read documents properly. He had tried to call me a couple of times so I challenged back on his email and asked him to only communicate via email going forward as I did not like his attitude towards me. He has now stopped communicating with me completely. So while I did make a complaint, he has not properly addressed it and is instead ignoring me.I have been left in a position where I have had to find an extra £1,034 when I simply cannot afford to. I work in a highly sensitive industry so I need to keep my credit rating clean (and solicitors are very quick with the CCJs). I have borrowed £500 from my mother and the rest will be going on my credit card. Therefore, this month I will not be able to buy food.Ollie clearly made a mistake with my application and they refuse to make things right. How can a company that is alleged to be so good fail so miserably?
Sarah LouiseSarah Louise
09:34 01 Sep 23
Cannot recommend this team enough! I had a fantastic experience working with Willow Brook and the whole team. They’re all incredibly knowledgable in this field of work, have quick responses, always on hand to support with any questions or queries you have and made the entire process smooth and stress-free. This team are truly dedicated to their cases and treat their customers with such care and attention finding the best deals!
Tom Cusack-HuangTom Cusack-Huang
17:01 30 Aug 23
Charles and his team were absolutely incredible. I came from another broker whom completely let my wife and I down. Their service and experience right from the first phone call was a breath of fresh air and he managed to completely restore my faith in brokers again. I can't thank him enough for securing my mortgage offer. My case was slightly more complex than others would be (I'm an IT contractor), but he knows his business inside/out. Can't recommend him enough and genuinely consider him to be a friend after everything we've been through. Thanks again Charles!
Alicia Derrac SoriaAlicia Derrac Soria
08:29 22 Aug 23
We heard excellent reviews about Willow Brook from a friend, so we decided to give their services a shot- and we are really glad we did.Charles and his team were great from the first day we called, and made the whole process of acquiring our property remarkably smooth. They were helpful, solved any questions that we had, and were very good at translating complex mortgage terms into easily understandable language. Charles's commitment to securing the optimal deal was evident throughout, making Willow Brook a top recommendation for anyone seeking expert mortgage advice.Thanks Charles & all the team!
David BateDavid Bate
20:47 13 Aug 23
Charles and his team at Willow Brook helped us secure a mortgage offer for our purchase very quickly. Charles spent time taking us through options and was on hand to answer our questions; he was knowledgeable and great to deal with. We would not hesitate to recommend Willow Brook.
bryony aresbryony ares
12:29 08 Aug 23
We received an absolutely exceptional service from Charles and his team.Despite various moving goal posts and challenges during our sale and purchase Charles was proactive, knowledgable and efficient. He not only secured us with our mortgages but also ensured we had protection put in place. He took a long time to understand our financial commitments and found us the perfect package.Not only did they do an outstanding job but they were also a total joy to deal with. We would not hesitate to use again!
Jake AubreyJake Aubrey
10:37 04 Aug 23
Willow Brook have been a really trusted pair of hands throughout the home buying process for us! Charles, Liam and Annie have been easily contactable the entire time, really quick to answer all of our questions and have made the process feel much more manageable and easy for us as buyers!
Kayan YipKayan Yip
16:11 19 Jul 23
Willow Brook was highly recommended to me by a friend who had used their service and am very happy that I went ahead with them.Ollie managed my case and exceeded expectations. He was extremely supportive as a first time buyer who was not familiar with the process or terminology.He was responsive, clear and reliable. The market was very turbulent when I was searching with several base rate increases so we had to be decisive. This really helped with his responsiveness to emails and calls.Fortunately I now have my product secured which reduces uncertainty around the changes to inflation.As I've yet to exchange, Ollie will continue to monitor the market in case a better rate appears - so the service continues after to ensure I get the best deal.Ollie also manages Protections, so will be asking for their support again.I will definitely be using Willow Brook again when my fix is due to finish and highly recommend to anyone looking for a mortgage broker.
Rachel DarwinRachel Darwin
09:39 28 Jun 23
I’m extremely grateful that our conveyors put us in contact with Willow Brook. We have sorted our mortgage and various insurances through them, receiving honest and helpful guidance and in-depth knowledge throughout each process. Every one of my queries was met with clear explanation and patience, every step of the way, while I got my head around the complexities of first-time buying. Thank you especially to Harry and Charles. We will be lifelong customers!
jessica purnelljessica purnell
12:16 24 Apr 23
Charles and his team have been amazing! Most things to do with mortgaging/moving home are highly stressful... Whenever we spoke to Willow Brook Mortgages peace and order were restored... The support and time taken to understand our needs was exceptional, as well as the care to explain all options in layman's terms. Confident that without Charles and his team we wouldn't have a product anywhere near as good!
Jodie RawlingsJodie Rawlings
23:40 23 Mar 23
I was recommended Willowbrook from a friend and we have both had similar positive experiences. My advisor was Harry who had excellent customer service and could also offer me the best deal (I had shopped around a fair bit). As a first time buyer I felt like I was in good hands with an honest guy. He was very responsive with emails and phone calls, and my mortgage was approved super fast, probably because of his efficiency! What more could you want!? 100% would recommend!
Chandu GowdaChandu Gowda
11:44 11 Jan 23
I would highly recommend using Willow Brook Mortgages, as a first time buyer and working as self-employed, Charles helped me in securing a mortgage with in few days.He has got a vast knowledge and understand every customer situation very well.He was clear and transparent through the process and I am very pleased to Willow Brook as my mortgage advisor.Thanks Charles and the team :)
Vongai NyahunzviVongai Nyahunzvi
02:48 17 Dec 22
Charles and his team are exceptional. I used them for my first mortgage and also when l remortgaged and the service was just incredible on both occasions. When l remortgaged, Charles did not settle until he felt l got the best deal possible. I also felt listened to. He and his team were also very responsive and no questions were to big or too small. My hubby and now are thinking of now exploring the buy to let market and l will surely contact Willow Brook mortgages when ready
Bahar CelikBahar Celik
10:27 16 Sep 22
I can not recommend Willow Brook Mortgages enough. Very good support and advice, and clear communication. Ollie has been amazing from the first day until we get our offer from the lender. He was always available if we had any questions and kept in touch with progress all the way. Previously we went for a big mortgage brokers firm and it took us months before we got an offer. Willow Brook Mortgages got us an offer in a matter of weeks. They definately offer a personal touch and we were happy to support a family owned business as well. They were amazing!
We would highly recommend Willow Brook Mortgages. The service they provide is very professional, efficient and quick and due to our case being very complex, Charles understood all aspects of what was need toensure a mortgage was granted at a great rate and worked for us personally. I can only say great things about this company and wish them every success for the future.
James GreenhillJames Greenhill
09:00 25 Jul 22
I can’t recommend Willow Brook highly enough, they have been brilliant in helping us secure a mortgage after living outside of the UK for 10 years + and with some tricky circumstances. Charles knows the mortgage market inside-out and was able to get us through the process painlessly, really fortunate to have them sorting out our mortgage. Reliable, efficient and friendly.
Samuel VTSamuel VT
12:20 29 Jun 22
If I could give 6 stars I would, using Willow Brook Mortgages made the whole mortgage process so simple and straightforward as a slightly clueless first time buyer. Charles is super friendly & efficient and we could not have lucked out any more having been recommended his services. Full of great advice, highly knowledgable, never pushy - I would recommend this service to everyone and anyone.
Catherine AuthersCatherine Authers
11:38 07 Feb 22
Being self-employed with a few restrictions made my case trickier than most, but Charles explained every step clearly, and often with good humour. As a first-time buyer, unfamiliar with the process, I wouldn’t hesitate to recommend Willow Brook Mortgages to anyone in need of a mortgage. I found their service, recommended to me by a friend, to be professional, personable and a near stress-free experience.
Sarah hbSarah hb
17:41 03 Feb 22
I've used a number of mortgage brokers in the past and dealing with Willow Brook is hands down the best experience I've had. Communication is quick, friendly and clear and Charles had my mortgage submitted AND approved within 2 days! Faultless service, very highly recommended. Thank you :)
Greg BakewellGreg Bakewell
10:27 31 Jan 22
After using Charles for our recent remortgage I could not recommend their services enough. Being a first time remortgager he talked us through everything clearly and communicated very well throughout the process. Leaving us confident that we were getting the best deal and support. Will 100% be using their services again.
js_loader